Are Small Businesses Overregulated?
I actually think both of you are touching on the real problem: regulatory design.
The way I see it, regulation often favors incumbents. Big firms can handle compliance costs and even lobby to shape rules in their favor. Meanwhile, small businesses struggle. In that sense, it’s not just about “too many rules,” it’s about who the rules unintentionally benefit. Maybe the conversation shouldn’t be deregulation vs. regulation, but smart simplification.